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The four plans you canchoose from

Health Plan 1

Health Plan 2

Health Plan 3

Health Plan 4

 

Yearly maximum per member

BD 250K

BD 250K

BD 10K

BD 5K

 

Area of Cover

Worldwide

Worldwide (excluding USA & Canada)

G.C.C & India, Pakistan, Sri Lanka, Bangladesh, Korea, Philippines, Nepal & Bhutan

G.C.C & India, Pakistan, Sri Lanka, Bangladesh, Korea, Philippines, Nepal & Bhutan

1

Accommodation and hospital charges

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

2

In-patient and daycare including surgeons’, anaesthetists’, physicians’ and consultation charges, diagnostic procedures and physiotherapy (within your area of cover)

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

3

Out-patient surgical procedure

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

4

Radiotherapy and chemotherapy received as an in-patient, daycare patient or out-patient (within your area of cover)

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

5

International Emergency Repatriation and Evacuation Service IEMA (includes the cost of an accompanying adult)

Paid in full

Paid in full

Paid in full

N/A

6

Outside area of cover Limit for USA/Canada

Not required for this plan

8 weeks treatment -
BD 5K

8 weeks treatment -
BD 2.5K

8 weeks treatment -
BD 2.5K

7

Parent accommodation. Charges for one parent staying with a child member who is under 18

Paid in full

Paid in full

Paid in full

Paid in full

8

Cash benefit if the treatment is received completely free of charge

BD 20 per night

BD 20 per night

BD 10 per night

BD 5 per night

9

Ambulance transport-limit each year

BD 300

BD 300

BD 150

BD 100

10

Out-patient consultation -
limit per year
Excess per visit


BD 2K
BD 10


BD 2K
BD 10


BD 1K
BD 5


BD 750
BD 5

11

Chiropractic treatment and osteopathy

BD 200

BD 200

BD 150

BD 100

12

Nursing at home

Up to 14 days

Up to 14 days

Up to 14 days

Up to 14 days

13

Disability Compensation Cover

BD 10K

BD 10K

BD 10K

N/A

14

Pregnancy and childbirth after 10 months’ cover)

BD 1K

BD 1K

BD 750

N/A

Full details of the benefits and terms of membership will be provided on enrolment.
NB: The In-patient option only covers benefits 1,2,4,5,7,8,& 9

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The three plans you can choose from

SME Health Plan 1

SME Health Plan 2

SME Health Plan 3

 

Yearly maximum per member

BD 25K

BD 10K

BD 5K

 

Area of Cover

Bahrain

Bahrain

Bahrain

1

Accommodation and hospital charges

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

2

In-patient and daycare including surgeons’, anaesthetists’, physicians’ and consultation charges, diagnostic procedures and physiotherapy (within your area of cover)

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

3

Out-patient surgical procedure

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

4

Radiotherapy and chemotherapy received as an in-patient, daycare patient or out-patient (within your area of cover)

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

Paid in full when you have treatment in your principle country of residence or within your area

5

Repatriation of Mortal remains

BD 1000

BD 800

BD 800

6

Treatment Outside Area of Cover (Emergency treatment only)

Covered

Covered

Covered

7

Parent accommodation. Charges for one parent staying with a child member who is under 18

Paid in full

Paid in full

Paid in full

8

Cash benefit if the inpatient treatment is received completely free of charge

BD 20 per night

BD 10 per night

BD 5 per night

9

Ambulance transport-limit each year

BD 300

BD 150

BD 100

10

Out-patient consultation – limit per year 
Excess per visit

BD 2.5K 
 BD 5

BD 1K 
 BD 5

BD 1K 
 BD 5

11

Chiropractic treatment and osteopathy

BD 200

BD 100

BD 100

 Addtional Benefits

Routine Dental

Routine Optical

Pregnancy and childbirth
(after 10 months’ cover)

Pre existing and 
Chronic conditions

Available

Available

Available

Available

Full details of the benefits and terms of membership will be provided on enrolment.

For your employees’ healthcare needs...

Gulf Union – AXA PPP healthcare keeping your business in the best of health. 

Keeping your employees healthy is critical to your business. With Gulf Union, you can be reassured that your employees and clients have immediate access to the healthcare they need. We offer a wide choice of Plans tailored to provide access to medical treatment either in the Gulf or Globally. Our most comprehensive plan gives access to 24-hour international emergency assistance.

For a personalized quote please provide us so that our Customer Service Personnel can contact you.