The policy covers liability of an employer for the death of or bodily injuries or occupational diseases sustained by the workmen arising out of and in course of employment over and above the Statutory Liability per GOSI.
Any employer whether as a Principal or contractor engaging “workmen” as defined to cover his liability to them under statute and at common law. Employer can cover Employees who do not qualify as “Workmen” under separate table.
Premium depends on the nature of work carried on by the insured.
The EL policies may be extended to cover insured’s liability for contractor’s workmen.
Note: Policy details given are indicative, not exhaustive. Please contact your Gulf Union office for further details.